Underwriter

Day to day responsibilities will include the following:

• Possess, maintain, and exhibit superior skills for determining the creditworthiness of loan applicants.
• Applies sound judgment based on experience and guidelines when making loan decisions.
• Ensures that loans comply with Credit Union's standards and procedures, regulatory underwriting guidelines, FHA, VA and other investor requirements.
• Accurately evaluates the credit worthiness of borrowers.
• Accurately evaluates the collateral of a loan.
• Ensures private mortgage insurance has been obtained when needed and loans are in compliance with PMI guidelines.
• Analyzes and evaluates tax returns for self-employed borrowers.
• Responds and helps resolve loan-level issues identified by Quality Control, Post Closing, or other internal departments.
• Provides suggestions for improvements in underwriting policies and procedures.
• Keeps management informed of market trends and loan compliance updates.
• Works in tandem with loan officers and loan processing staff to address loan conditions, questions or issues.
• Provides training to new underwriters and other staff as needed.

Key Benefits

Not only do we offer an industry leading compensation package to include higher-than-average salaries and incentive programs, but we also offer a robust benefits package including:

• 4 weeks of annual paid time off for all full-time employees
• 10+ paid holidays
• Affordable Medical, Dental, Vision choices
• Paid Life, LTD, STD, and Critical care plans
• 401k retirement program with up to 4% match

Ongoing training and development